The deal lifecycle, from restructuring to closed sale
Updated
In short
How does Kelvyn take a portfolio from decision to closed sale?
The disposal runs in the product from start to finish. Restructure first — split and merge portfolios with amortisation schedules re-anchored and lineage preserved — then take the result to market: a listing, a virtual data room with teasers, generated NDAs, watermarked documents and a full access log, Q&A and negotiation threads, a bid comparison matrix and buyer allocations. Buyers are a governed second side of the market, with their own registration and sessions. Because the deal runs on the same validated, governed data as the rest of the platform, due diligence starts from evidence rather than from archaeology.
Restructure before you sell
What you decide to sell is rarely the portfolio as it stands. Kelvyn splits and merges portfolios with the amortisation schedules re-anchored on the result and lineage preserved across every version, so the perimeter you take to market carries its history rather than losing it at the first restructuring.
A data room generated from governed data
The virtual data room is assembled from the portfolio's governed records — with teasers, NDAs generated in-product, watermarked documents, and an access log that records who reached what. A buyer's question lands in a Q&A thread attached to the deal rather than in an inbox.
This is the payoff of validation at ingestion: the data was checked when it entered, the curves and approvals are versioned, and the evidence a buyer asks for exists because the platform generated it along the way.
Bids, allocations, and the second side of the market
Buyers register as a distinct, governed user type with their own organisations and sessions, kept apart from your tenant's internal roles. Bids land in a comparison matrix; allocations are recorded per buyer; negotiation happens in threads attached to the transaction, where it remains for the record.
Scope
What this does not do
Kelvyn is not a broker and does not source counterparties. The marketplace runs your process with your buyers; it is not a public exchange with built-in liquidity.
There is no payment, settlement or escrow capability. Bids and allocations are governed records; funds flow and closing mechanics happen outside the product.
Generated NDAs and deal documents are working documents, watermarked and logged. They are not legal advice, and your counsel still reviews them.
Questions
- Can we restructure a portfolio before selling part of it?
- Yes. Split and merge re-anchor the amortisation schedules on the result and preserve lineage across versions, so the sold perimeter and the retained perimeter both keep their history.
- Is data-room access tracked?
- Yes. Access is logged, documents are watermarked, and NDAs are generated in-product.
- Do buyers get access to our systems?
- Buyers are a separate, governed user type with their own registration, organisations and sessions — kept apart from your tenant's internal roles.
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